OUR SERVICES
SHORT-TERM BUSINESS LOAN
Short-term loans provide quick access to cash to help businesses address urgent needs or capitalize on opportunities. Common uses include covering payroll during slow periods, financing equipment purchases or repairs, and boosting working capital.
Once approved, the loan is deposited into the business's checking account, and the company repays the loan amount plus interest over a predetermined period. This flexible financing option can help businesses stay afloat, grow, and thrive.
LONG-TERM BUSINESS LOAN
Long-term loans are the traditional choice for businesses, offering predictable payments over a longer period, typically up to 10 years. These secured loans require collateral, providing the lender with added security. Business owners use long-term loans for various purposes, such as building credit, strengthening their financial foundation, or preparing for uncertain times.
Once approved, the loan is deposited into the business's checking account, and the company repays the loan amount plus interest over the agreed-upon term. This stable financing option helps businesses achieve long-term goals, invest in growth, and weather financial storms.
BUSINESS LINES OF CREDIT
A line of credit provides a flexible and reliable source of funding for your business, offering a financial safety net. You can draw on the available funds as needed, with no obligation to use the entire amount. Interest is only charged on the withdrawn amount, and as you repay, the funds become available again. A line of credit can also positively impact your credit score.
Once approved, you'll have access to a pool of capital, similar to a credit card. Whenever needed, funds can be deposited into your business checking account, allowing you to cover expenses, capitalize on opportunities, or manage cash flow. This flexible financing option gives you control and peace of mind.
ACH ADVANCE
An ACH Advance provides businesses with upfront funding against future earnings, without requiring collateral. This financing option offers quick access to capital, with minimal stipulations and fast disbursement - typically within 24 hours of application. ACH Advances are often the easiest to get approved for, as the loan amount and repayment terms are based on predicted short-term business income. This means businesses can easily access the funds they need, without putting assets at risk.
With an ACH Advance, businesses can bridge cash flow gaps, cover expenses, or seize new opportunities, all while enjoying a streamlined and hassle-free funding process.
